In today's stressed economy and markets, the phrase "return on investment" takes on new significance.

Financial Lenders must have an effective way to manage its risk and loan payment compliance with their customers. Many banks are re-evaluating the available credit lines once offered to businesses and individuals in order to control the risk ratio of non-performing notes.

Under the assumption that most financial lending institutions want to continue their relationships with their customers  James Benincasa consulting & Business Lending Solutions, LLC can provide provide a spectrum of solutions to address these different kinds of challenges:

• ASSET WORKOUT - We can provide aggressive and hands-on personal assistance in workouts of distressed notes. Working directly with your clients to evaluate the current conditions of their financial situation and develop a solution that is attainable by the client and agreeable by the lending institution.

• REO & NON PERFORMING NOTES - James Benincasa together with Business Lending Solutions, LLC is an experienced, qualified, and capable company to seek qualified buyers for non-performing residential or business notes. We work with  private investment groups with substantial capital that does not maintain it's own acquisitions team but contracts with a few experienced loan investment consultants like ourselves, that they have rigorously screened and trust. They provide us their transaction parameters and desired buying relationships to locate and screen the buying opportunities and relationships that they execute.

RISK AND LOSS MANAGEMENT ANALYSIS

BLS and its affiliates have retained a team of experienced Insurance Advisers to give our clients the very best advice and counsel on how to protect their business assets and real estate investments from risk at the least possible cost. We do this by developing creative and well thought out insurance and risk management strategies and solutions. We do not sell insurance and are compensated solely by our clients. Our obligation, fidelity and loyalty are only to our client. Therefore, we are completely objective and unbiased. In addition, we believe so strongly in the value of our service that we guarantee our work  it's that simple!

Our clients, with or without a risk management department, hire us to act as their adviser and to oversee their asset and business insurances in the following areas: Property, General Liability, Workers' Compensation, Directors & Officers, Employment Practices Liability, and more. We accompish this task by addressing several key areas:

• Corporate/Real Estate Risk & Exposure Analysis
• Review and Analyze Current Insurance Program
• Loss Review And Analysis
• Determine Suitable Risk Management Design
• Management of the Marketing Process
• Administration of Program